What is Your Money Blueprint?

Secrets of Millionaire Mind book cover

Once again, I’m reading a book that you might also get benefit from.

“Give me five minutes, and I can
predict your financial future for the rest of your life.”
T. Harv Eker

In “Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth”, T. Harv Eker shares how your money blueprint is created and a powerful strategy for changing it. Part One describes how to determine what your money blueprint is, how it was created, and how to begin to change it. Part Two includes what he calls “The Wealth Files” which are “Seventeen Ways Rich People Think and Act Differently from Poor and Middle-Class People”.

While the book is an introduction to his Millionaire Mind Intensive program, there are valuable lessons and strategies in the book itself.

One thing that strikes me is the similarity of his “declarations” strategy and the “mirror technique” I shared from Claude Bristol’s book “The Magic of Believing”.

Secrets of Millionaire Mind book coverHarv prefers declarations to affirmations. He says that an affirmation is “a positive statement asserting that a goal you wish to achieve is already happening” whereas a declaration is “to state an official intention to undertake a particular course of action or adopt a particular status”. “An affirmation states that a goal is already happening. I’m not crazy about this because, often when we affirm something that is not yet real, the little voice in our head usually responds with ‘This isn’t true, this is BS.’ On the other hand, a declaration is not saying something is true, it’s stating that we have an intention of doing or being something. This is a position the little voice can buy, because we’re not stating it’s true right now, but again, it’s an intention for the future.” Harv recommends that you state your declarations out loud every morning and evening. “Doing your declarations while looking in a mirror will accelerate the process even more.”

Here is a brief description of Claude Bristol’s mirror technique. Stand in front of a mirror that is at least large enough so that you can see yourself from the waist up. Then, stand at attention and breathe deeply “until you feel a sense of power, strength and determination.” Then, look deeply into  your own eyes and “tell yourself you are going to get what you want – name it aloud so you can see your lips move and you can hear the words uttered.” Do this at least twice a day. Add some notes on the mirror with some keywords of what you want. “Within a few days you will have developed a sense of confidence that you never realized you could build within yourself.”

Harv shares that at first he thought doing the declarations in front of the mirror was “far too hokey for me”. Then, he became wealthy and decided:

“I’d rather be really hokey and really rich
than really cool and really broke. How about you?”

Your money blueprint is created by verbal programming, modeling and specific incidents that occurred while you were young. Changing these requires awareness, understanding disassociation and declaration.

I also love his statement that “no thought lives in your head rent-free”. He is saying that every thought is either an investment or a cost. In other words, it either moves you toward success or away from it or it empowers you or disempowers you. As I’ve said before, choose your thoughts wisely!

I’m including a sampling of his seventeen wealth files. It is worth reading the full wealth files in his book (see Suggested Resources). Since some of these might rattle a few cages, I am also including Harv’s caveats.


  • “I do not believe that rich people are better than poor people… I want to make sure that you get the message, so I’m going to make the distinctions between the rich and poor as extreme as possible.”
  • Harv is referring to the mentality of people rather than the actual money or value to society
  • Harv is generalizing “big time”; “not all rich people and not all poor people are the way I’m describing.”
  • Harv refers to rich and poor people because middle-class people have a mix of both
  • Some of these refer to actions and habits; remember that actions come from feelings which come from thoughts
  • “I’m going to ask you to be willing to let go of being right!… be willing to let go of having to do it your way… Because your way has gotten you exactly what you’ve got right now… If you’re not yet rich… maybe it’s time you consider a different way

A few of my favorite Wealth Files:

  • Rich people believe “I create my life”. Poor people believe “Life happens to me”.
  • Rich people focus on opportunities. Poor people focus on obstacles.
  • Rich people admire other rich and successful people. Poor people resent rich and successful people.
  • Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people.
  • Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.
  • Rich people are excellent receivers. Poor people are poor receivers.
  • Rich people act in spite of fear. Poor people let fear stop them.
  • Rich people constantly learn and grow. Poor people think they already know.

Are you ready to change  your money blueprint?

Coach’s Challenge:

When you’re ready to do something different in order to get different results, take time to pick up this book (it’s likely even at your local library). Then, READ IT! Then, TAKE ACTION! Do your declarations or Claude’s mirror technique every day. Begin NOW to program your mind to be a “millionaire mind”. Whether you actually desire to be a millionaire or simply be richer than you are, now, do yourself the favor and begin today.

Suggested Resource:

Read more of Harv’s writing at his blog.

Check out “Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth” by T. Harv Eker in my Amazon store:

Hardcover book

Audio CD version

Kindle edition

Or in Amazon’s store, the Audible Edition